Most states have enacted autism insurance reform laws that require insurance carriers to provide coverage for autism treatment.
APPEALING AN INSURANCE DENIAL
Even if you live in one of the states that does not mandate coverage (or if your plan is not subject to the state mandate) and you have received a coverage denial or claim rejection, you can appeal this decision. Contact your insurance company to find out how its appeals process works. Many families have appealed and won. There’s a chance you could be one of those families! To learn more about appealing an insurance decision, click here.
INSURANCE COVERAGE FOR AUTISM TREATMENT THROUGH THE AFFORDABLE CARE ACT (ACA)
Currently, 29 states and the District of Columbia include autism benefits in the insurance coverage offered through their state marketplaces (commonly known as Obamacare). To find out if you can purchase a policy with autism coverage through your state marketplace, click here.